Wal-Mart is a complicated store. Do you wonder why I say that? Well, Wal-Mart is full of stuff; groceries, hardware, almost any type of supply you want, fabric, the list could go on and on. The founder's idea of Wal-Mart(everything at one place at a good price) was a good one. But those of us on a budget can find it complicated sometimes.
I go into Wal-Mart because I need groceries. I also wander around through the clearance racks(this is good) and next thing I am remembering -"Oh, yes, my son needs a new belt!" So I put a belt in the cart. I look through the fabric aisles and decide I need a sewing accessory. And on through the store. In the end, my cart is full of groceries PLUS all these extra things that I needed. So when I get to the cash register, my bill is bigger than I had planned.
Now that I use the cash envelope system, I am more aware of what I am buying. I think my purchases through. If my son needs a new belt and I need sewing accessories, that's fine. When I get up to checkout, I do two transactions. (Within reason. If I only bought $5 worth of dept. store items, I will put $5 from my dept. store pocket into my grocery fund.) I feel a little funny about it, but it works for me.
My theory about Wal-Mart and groceries is this. If I don't have coupons for what I need, and the grocery store specials are not that great, I go to Wal-Mart for my groceries. I think Wal-Mart is cheaper if you do not have coupons. But with a sale at the grocery store and a coupon, the grocery store is the better way to go.
But be careful of the grocery store. The non-sale items usually are higher. I try not to buy much at non-sale prices at the grocery store. Maybe this is why I have been staying under my allotment of grocery amount.
My younger sister has her idea about Wal-Mart. She thoroughly despises it. She thinks Wal-Mart tricks you into buying all kinds of stuff you didn't plan on buying that they got somewhere cheap through devious ways.
Well, what do YOU think about Wal-Mart? I would be interested in knowing.